E-Checks
Karma Pay Online offers secure electronic payments processing of paper checks and ACH Debit/Credits from a checking account. Merchants can increase sales by accepting more payment types-eliminating banking fees and reducing bad checks. All of our solutions include easy access to online reporting.
Karma Pay Online offers technology which easily integrates with most existing point-of-sale hardware or payment gateways, so you can offer solutions that meet every need with reliable uptime.
Karma Pay Online offers technology which easily integrates with most existing point-of-sale hardware or payment gateways, so you can offer solutions that meet every need with reliable uptime.
Karma Pay Online’ Electronic Check Services Include:

Merchants are provided the capability of accepting and processing checks over the web. The consumer can initiate a check payment on the merchant’s website or payment gateway. Ideal for bill payments or e-commerce, and compatible with selected certified gateways.
How It Works:
- Consumer initiates transaction on merchant’s website or payment gateway and payment gateway informs bank
- Funds electronically debit from the customer’s checking account and deposited into client’s account
- Transaction information uploads to bank through a variety of options (virtual terminal, payment gateway, API, or batch file)
Benefits:
- Improve cash flow with expedited payments
- Eliminate banking fees and paper checks
- Reduce bad check
- Automatic notification and resubmission of NSF items
Contact Us
To learn more how Karma Pay Online can give you the peace of mind of safe and secure, hassle-free payment acceptance, simply enter your information below and you will be contacted within one business day by one of our payment’s experts.